Many people like term life insurance, because it is less expensive than other types of insurance. A young couple can protect against the untimely death of the working spouse by purchasing term life. The only downside to term life is that you are insuring that you will survive a period of time (20 years is typical). Once that period expires, you generally have nothing to show for it (other than you outlived the term). Even though there is no savings aspect to term life, it is a very useful planning tool. If you have thought about term life as an option, you may want to pick up the pace. According to an Article in The Wall Street Journal, the premium rates are on the rise and are expected to continue.
Thursday, June 18, 2009
Term Life Insurance Becoming More Expensive
Many people like term life insurance, because it is less expensive than other types of insurance. A young couple can protect against the untimely death of the working spouse by purchasing term life. The only downside to term life is that you are insuring that you will survive a period of time (20 years is typical). Once that period expires, you generally have nothing to show for it (other than you outlived the term). Even though there is no savings aspect to term life, it is a very useful planning tool. If you have thought about term life as an option, you may want to pick up the pace. According to an Article in The Wall Street Journal, the premium rates are on the rise and are expected to continue.
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8 comments:
The term life insurance,is opted by many.yes,it is also less expensive,when compared to other types of life insurance.most of the couples also go for term life insurance.with the advice of an expert,you got to take a better plan.
I m agree that Term Life Insurance Becoming More Expensive but i will also that "Term Life Insurance Becoming More Helpful".
Thanks for sharing..
I am 50, and my husband 55 year old and recently we did life insurance from New York Life Insurance Company. They provide best services to us and help to guide us through the often overwhelming process of creating an insurance and financial blueprint.
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